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Insurance vs Cash-Pay Decision Matrix Try Insurance First If: Have commercial health insurance Insurance covers weight loss treatment BMI clearly meets criteria Willing to navigate prior authorization Can wait 4-8 weeks for approval Go Straight to Compounded If: No insurance Insurance doesnt cover weight loss Previously denied Medicare/Medicaid (cant cover) Want immediate access Prefer cash-pay simplicity Many patients try insurance, get denied, then switch to compoundedconsider starting with compounded to avoid delays

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Semaglutide (Ozempic and Wegovy) Semaglutide is the most widely used GLP-1 receptor agonist for weight loss

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