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As you establish your budget, consider: Unused benefits: How much money youre currently wasting on perks employees dont use Administrative costs: The resources needed to manage reimbursements or run a stipend platform Implementation fees: Any one-time costs of launching a new system Foreign exchange fees: Especially relevant for distributed teams Annual price increases: Build in a buffer for inflation or vendor cost hikes Employee forfeiture: Unused stipend dollars that roll back into your budget if employees dont spend them 3

Tomohiro Tanaka

GIP is glucose-dependant insulinotropic polypeptide, also known as gastric inhibitory polypeptide

This can save you a lot of time at the pharmacy counter